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Life Tools · Finance

Financial freedom

Map your path to independence — income, assets, life goals and returns in one view. Pick whichever way suits you.

Your money data is yours. There's no account, no upload and no tracking — medhology has no server that can see your numbers, whichever option you choose.

Fill in online

In your browser · instant

Type your numbers in and see your freedom number, net worth and year-by-year projection update live. Great for a quick run-through on your phone.

🔒 Runs entirely on your device — nothing is sent anywhere. Entries clear when you close the tab, so save the Excel if you want to keep them.
Open calculator

Download the Excel

Yours to keep · works offline

A full spreadsheet model — Profile, Income, Assets, Investments, Life Events and Projections — that you can edit and revisit whenever you like.

🔒 Lives on your own computer. Works fully offline and saves your numbers between sessions; nothing ever leaves your device.
Download .xlsx

Not sure? Use online for a quick look now; download the Excel if you'd like to keep your plan and update it over time. The maths is the same in both.

medhology is always free. If it helps, you're welcome to support us — but your data stays with you either way.