Your Profile
Set your personal details, location, and freedom target.
Personal Details
Current Location
Post-Freedom Location
💡 Safe Withdrawal Rate4% rule: corpus lasts 30+ years. Use 3.5% for very early retirement (FIRE). 3% for ultra-conservative.
Income & Spending
Current earnings, expenses, and your projected post-freedom cashflow.
Current Income
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Post-Freedom Income
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Current Monthly Expenses
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Post-Freedom Monthly Expenses
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Assets, Home & Liabilities
What you own, housing decision, and outstanding debts.
🏘️ Housing Decision — Own vs Rent
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Computed Home EMI: ₹0 /month
💎 Other Assets
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🔴 Loans & Liabilities (excl. Home Loan)
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Investments & Returns
Track all investments with their expected XIRR / interest rate.
📈 Investment Portfolio
TypeCurrent ValueMonthly SIPXIRR %
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📊 XIRR Reference RatesEquity MF: 12–15% · Index Fund: 10–12% · NPS: 9–11% · Gold: 8–10% · Debt MF: 7–8% · FD: 6.5–7.5% · PPF: 7.1% · US ETF: 10–12% · Crypto: 15–25% (high risk)
Life Events & Goals
Plan milestones that will impact your financial journey.
💑 Marriage
👶 Children
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✈️ Custom Life Goals
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Your Freedom Dashboard
Full financial independence projection based on your inputs.
Freedom Number
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Target Corpus
Current Net Worth
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Assets − Liabilities
Years to Freedom
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Freedom at age —
Monthly Surplus
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After expenses & SIPs
SIP Needed / month
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To hit target on time
Progress
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Towards freedom number
📈 Wealth Projection
💰 Cash Flow Breakdown
| Item | Monthly |
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| Total Income | ₹0 |
| Total Expenses | ₹0 |
| Total EMIs | ₹0 |
| Total SIPs | ₹0 |
| Net Surplus | ₹0 |
🏦 Balance Sheet
| Item | Value |
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| Investments | ₹0 |
| Property | ₹0 |
| Other Assets | ₹0 |
| Total Liabilities | ₹0 |
| Net Worth | ₹0 |
🌅 Post-Freedom Cashflow
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| Monthly Expenses | ₹0 |
| Passive Income | ₹0 |
| Net Withdrawal / mo | ₹0 |
| Annual Withdrawal | ₹0 |
| Corpus Duration | — yrs |
🎯 Life Events Impact
No life events configured.